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HappyCredit: Fastest cashback app, money manager

HappyCredit, India’s fastest cashback app is proudly MADE IN INDIA✌️

Earning cashback with HappyCredit is so simple, we call it Aishbackᵀᴹ😎

HappyCredit is India's 1st Credit card & UPI cashback app. With HappyCredit, get instant cashback rewards when you shop with any credit card / UPI at your favorite shopping apps & websites, nearby restaurants, spas & salons & supermarkets.

Best cashback features
🛍 Instant Cashback on 100+ online websites - Flipkart, Swiggy, Zomato, Ajio, Myntra, Amazon, Body shop & more
🙊 No remembering discount coupons. Get cashback automatically on paying with any credit card or UPI.
💰 Cashback is real cash that can be transferred to any bank in 1-tap.
🏃‍♀️ Get cashback seconds after shopping, not months.
🎁 Cashback is over & above store discounts
😮 Surprise Cashbacks when you pay anywhere with your Credit Card or UPI
💳 All your existing credit card offers in one place including ICICI, HDFC, Citi & SBI cards.
📊 Automatic money manager app and expense tracker for credit card and UPI spends.


How can you earn cashback?
💸Once you sign up, find your favorite online shopping websites & nearby restaurant offers where you want to dine out & spa & salon deals.
💸Tap shop now for online aishbacks and Tap for in-store aishbacks
💸And pay with your credit card, debit card or UPI. No need to request for offers or show discount coupons. Stores refuse to accept coupons, apps, deals, vouchers & offers? Never again.
💸 Get cashback rewards within seconds.
💸Cashback app allows transfer to your bank account.
💸Also earn surprise cashback on all other shopping.

Credit card and UPI users of all major banks like ICICI Bank, HDFC Bank, Citibank, SBI card, American Express, Axis Bank, RBL & Yesbank among others can sign up and find and redeem exclusive cashback deals and discount coupons. All major credit cards and UPI of most banks are eligible for cashback and for debit cards, we are working to enable rewards in future updates.

Money manager app and expense tracker features
✅ Monthly expense tracker for all your credit card, debit card and UPI.
✅ Recent spends and top stores for your favorite dine out restaurants and other nearby places.
✅ Complete spend tracker & manager - Bank Account, Credit Card, UPI



Never miss out using your Credit card offers, debit card & UPI offers
💳 Apart from being a cashback app, HappyCredit also is a deals and coupons app for all credit card offers and discount coupons across all banks.
💳 Get relevant and timely notifications, deals of the day for top online stores like Amazon, Flipkart, Makemytrip as well as 1000s of nearby restaurant offers to dine out at, delivery food discount codes, salon offers, spa deals and discount coupons.


SAFETY, SECURITY & PERMISSIONS:

HappyCredit reads only transactional messages and recognized accounts based on the last four digits mentioned in an SMS. HappyCredit uses bank-grade security & encryption - so your data and money are safe.

The app requires the following permissions to function properly:

SMS - READ_SMS
Required to read financial SMSs for tracking transactions automatically and providing a comprehensive view of spend, due bills, etc and provide instant cashback whenever an eligible spend SMS is detected.

Location
As a cashback app, some deals and coupons could be location specific and we need location to detect eligibility. We also use location to show exclusive and relevant offers from brands and merchants around you. We also store location at the time of bank transfer to prevent fraud.

HappyCredit, India's fastest cashback app, is proud MADE IN INDIA ✌️

Earning Cashback with HappyCredit is so easy that we do it Call Aishbackᵀᴹ😎

HappyCredit is India's first credit card and UPI cashback app. With HappyCredit you get instant cashback rewards when you can Shop with a credit card / UPI in your favorite shopping apps and websites, in nearby restaurants, spas, salons and supermarkets.

Best cashback features
🛍 Instant cashback on 100+ online websites - Flipkart, Swiggy, Zomato, Ajio, Myntra, Amazon, Body Shop and more
🙊 No reminder about discount vouchers. Receive cashback automatically when you pay with a credit card or UPI.
💰 Cashback is real cash that can be transferred to any bank with a tap of the finger.
🏃‍♀️ Get cashback seconds after shopping, not months.
🎁 Cashback goes beyond store discounts
😮 Surprise cashbacks when you pay with your credit card or UPI anywhere
💳 All of your existing credit card deals in one place, including ICICI, HDFC, Citi & SBI cards.
📊 Automatic money manager app and expense report for credit card and UPI expenses.


How can you earn cashback?
💸After signing up, you will find your favorite online shopping websites and nearby dining options to dine and get spa and salon deals.
💸Tap on Shopping now for online aishbacks and on for in-store aishbacks
💸And pay with your credit card, debit card or UPI. No need to request offers or show discount coupons. Stores Refuse to Accept Coupons, Apps, Deals, Coupons, and Deals? Never again.
💸 Receive cashback rewards within seconds.
💸Cashback app enables transfer to your bank account.
💸 Earn surprise cashback on all other purchases too.

Credit card and UPI users of all major banks such as ICICI Bank, HDFC Bank, Citibank, SBI Card, American Express, Axis Bank, RBL and Yesbank can register and find and redeem exclusive cashback offers and discount vouchers. All major credit cards and UPI from most banks are eligible for cashback and debit cards. We are working to enable rewards for future updates.

Features of the Money Manager app and the expense tracker
✅ Monthly spend tracker for all your credit cards, debit cards and UPI.
✅ Current issues and top business deals for your favorite restaurants and other nearby locations.
✅ Complete the expense tracker and manager - bank account, credit card, UPI



Never miss the use of your credit card, debit card and UPI offers
💳 HappyCredit is not only a cashback app, but also an app for offers and vouchers for all credit card offers and discount vouchers from all banks.
💳 Receive relevant and timely notifications, deals of the day for top online stores like Amazon, Flipkart, Makemytrip, as well as thousands of nearby restaurants to dine in, discount codes for grocery delivery, salon deals, spa deals and Discount coupons.


SECURITY, SECURITY & PERMISSIONS:

HappyCredit only reads transactional messages and recognizes accounts based on the last four digits mentioned in an SMS. HappyCredit uses bank-grade security and encryption - so your data and money are safe.

The app needs the following permissions to function properly:

SMS - READ_SMS
Required to read Finance SMS, automatically track transactions and get a full view of expenses, invoices due etc, and provide instant cashback when an eligible expenses SMS is detected.

place
As a cashback app, some offers and coupons may be location specific and we need a location to determine eligibility. We also use the location to show exclusive and relevant offers from brands and retailers in your area. We also save the location at the time of the transfer to prevent fraud.